If you’ve ever considered building a home, it’s likely because a special plot of land caught your attention. The right piece of property in the right area can spark your imagination and inspire dreams of custom home ownership. With Berks Homes, building your picture-perfect home on your chosen land isn’t just an idea. It can be your reality. Here’s how to build a home on your own lot in Pennsylvania.

What Does Build On Your Land Mean?

Build On Your Land (BOYL) is when a homebuilder constructs their house design on a piece of property you own or are buying. With the Berks Homes BOYL program, there’s no sacrificing your preferences to get your dream house or ideal location. You get the luxury of selecting both.

Don’t have a specific property picked out yet? No problem! We can help you assess the land you’re considering and give our professional evaluation on what it will take to build there.

When you partner with the Berks On Your Land team, you're guaranteed to be covered by our time-tested process, saving you a lot of stress and hassle. Working with an experienced BOYL home builder is a convenient approach and simple process to achieve your vision.

How Much Does It Cost To Build On Your Land?

Most of our customers want to know what it costs to build on your own land in Pennsylvania. Many variables can affect the price, so we have a simple formula to help you plan.

The formula starts with your budget. If you already have a property picked out, we can help you estimate your land development costs and add that to the property's purchase price. Your remaining budget is what you can afford to spend on a floor plan. 

If you’re still deciding on the land, you can choose a floor plan first. We’ll then take a reverse approach; adding the development cost with the floor plan price. The rest is the amount you have available to buy land.

Getting financing with a construction loan makes paying for an on-your-land home much more manageable. Expect to pay at least 5% down to get your project rolling.

Construction loans are short-term, around a year, and cover the expenses of construction including:

• Buying the property
• Land development
• Utility installation
• Permits
• Labor
• Building materials

How You Can Build Your Own House in Pennsylvania With Berks

Picking the right Pennsylvania home builder is just as important as picking the land and the floor plan. An experienced on-your-land builder will keep the whole project on track and within budget while keeping you in the loop during each construction phase.

Instead of dealing with the pressure of finding and scheduling architects, developers, and subcontractors yourself, your on-your-land builder will already have a team of contacts and access to resources and materials at a more competitive price than you would find on your own.

With Berks Homes, we’ve assembled the right team and streamlined the process for you. The hard work is done; from design and architecture to financing, developing, subcontracting, and acquiring materials. 

All the fun stuff is left up to you and your family! Find your perfect land and choose from nearly 20 on-your-land floor plans. Then, personalize the design details of your new home at our Selection Gallery based on your unique needs and tastes.

Ready for a headache-free build-on-your-land experience? Berks Homes would love to discuss your ideas and get future construction underway! Contact our helpful team today.